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About Our Process
Whether your financial affairs are relatively
simple or very complex, a Legacy professional
can help you develop a financial plan and investment
strategy that’s right for you and can provide insight
on how to plan for many of life’s major events.
Fund your retirement. Even if you have accumulated
the financial resources for what could be 15, 20 or
30 years of retirement, you will need a plan to
maximize and protect those assets for as long as
possible.
Purchase a quality education. College costs continue
to rise at an average annual rate of 3% to 5%¹. Develop a realistic investment plan. A plan should
seek to achieve your desired level of return without
taking on more risk (or more kinds of risk) than you
can tolerate.
Protect current and future assets. Without proper
financial and estate planning, all your other planning
could be impacted by circumstances beyond your
control.
What Can A Legacy
Professional Do For You?
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Step 1: Set Objectives
To develop a strategy that is tailored to your unique
investment needs, a Legacy professional must first
understand your current financial situation and
objectives, as well as the risk level with which you
are comfortable. In doing this, your financial
professional will help you determine your return
expectations, your time horizon and your risk
tolerance. These three things will be the foundation
for your financial plan. |
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Step 2: Develop an Investment Strategy
The correct asset allocation strategy can provide
diversification of your portfolio, while potentially
enhancing returns and lowering your overall risk.
Based on your particular risk and return objectives, a
Legacy professional can help you determine which
particular asset classes are appropriate for your
portfolio as well as the percentage of the portfolio
that each class should comprise. |
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Step 3: Investment Selection & Evaluation
A Legacy professional’s job is to pare down the
choices – more than 10,000 mutual funds, plus
thousands of annuities, insurance options and
individual securities – to those that fit your
objectives and asset allocation strategy. By
identifying appropriate options – including ones that
could be difficult to discover on your own – and focusing on your objectives, a Legacy professional
can save you considerable time and effort. |
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Step 4: Ongoing Review
Once an investment strategy is implemented, a
Legacy professional will conduct a comprehensive
periodic review of your investment objectives, your
portfolio’s performance and your overall progress
toward meeting your financial goals. |
Professional Advice for Your
Financial Future
Determining your correct asset allocation,
identifying the appropriate investments, tracking
their performance and keeping up-to-date on
investment-related news and developments are
difficult and time-consuming tasks.
Our independent representatives are affiliated with
LPL Financial (the leading independent
broker/dealer in the United States*) and have
access to comprehensive financial tools, as well as
unbiased, independent research on individual
stocks, bonds, mutual funds, annuities and
investment managers across every asset class.
Building a relationship with a Legacy professional
can put you on the path toward a sound financial
future.
1 The College Board, 2003
*Based on previous year's revenue, as reported in Financial Planning Magazine June 1996-2008
The LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AZ, CA, CO, CT, FL, GA, IL, KY, MA, MD, NC, NJ, NV, NY, OH, OK, TN, TX, VA, NV.
Securities and Fee Based Planning Offered through LPL Financial. A Registered Investment Advisor Member FINRA/SIPC
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